Meet Our Team 

We feel very strongly about providing you with the utmost in service. Our goal is to exceed your expectations!  

To that end, as our business has grown, we have grown with it. We have put together a team of individuals with the same quality standards as ours so that your needs are met, and exceeded, no matter how busy we are!  

Courtney Tate
Administrative Assistant
Transaction Coordinator 

Probably the most important person on our team, Courtney is in charge of everything! No matter which agent you work with on your transaction, Courtney will be doing a lot of behind-the-scenes work. From keeping all of us organized, to coordinating your closing activities, Courtney can and does handle all the details. And she does it with grace and a smile!  

Courtney grew up with a Realtor mom (okay, she's Mel's daughter!) and understands that each client and each transaction are totally unique. Her personable nature, attention to detail and flair for style are wonderful talents she brings to our Team! 

Courtney is a newlywed, married to Tim in October 2006. They enjoy spending time with friends and family, including Tim's daughter, Cassidy, and their sheltie, Camo. We're thrilled to have Courtney as part of our team and know she will be a valuable asset to you during your real estate transaction! 

Martin Moothart
Buyer's Agent 

Martin has been a Realtor since 1995. In fact he and Mel met while in real estate school. Probably one of the nicest people you'll ever meet, Martin is very low key. You will never feel pressured to do something you're uncomfortable with. Martin's extensive real estate knowledge is enhanced by a contractor's license, as well as Bachelor of Science degrees in engineering and technical engineering. 

Martin balances this demanding career by spending time with his family, Joan, Elizabeth and David. He also enjoys golf, watching sports, and the occasional invention. 

He is a joy to work with and a joy to know! We know he will work for you as hard as he would for himself. 

Joy Rowe
Buyer's Agent
1st Time Home Buyer Specialists 

Eager, savvy, knowledgeable and helpful. These are just four of many adjectives that come to mind when you meet Joy. Honext and ethical are two others. And these are just for starters. 

Joy also has the ability to really listen and hear what her clients want. She takes that knowledge and tirelessly searches until she finds the perfect fit for each and every client. Her straight-forward, no-nonsense approach is a refreshing quality you will appreciate. 

Being a recent 1st time home buyer herself, Joy did extensive research into programs that best benefit 1st timers. We rely on her vast knowledge and you will, too! 

With a teenage daughter and family in Jamaica, Joy seems to go non-stop. Her endless energy is another trait you will find invaluable as she goes to bat as your Realtor. 

Although it is not our intention or practice to require or even suggest a client use a specific lender, it has been our experience that clients often ask for a referral to help them get through the mortgage process. If you are asking who we recommend, Ted Smida of Home Express Lending wins hands down. We find his knowledge of programs and types of loans exceeds that of many lenders we have worked with in the past.  

Below is some information about Ted. Feel free to contact him with any questions you might have regarding the mortgage process or to find out how much house you can afford. You can reach him with absolutely no obligation at tsmida@hxlend.com. 

Ted Smida
Mortgage Specialist
Home Express Lending 

Having relocated to Florida from New Jersey many years ago, Ted remembers well the sleepless nights while getting the mortgage on his home - and he worked for the bank that was doing the loan back then!!  

He told himself long ago how imperative it was for him as a loan originator to reduce the stress on his clients as much as possible. Moving is difficult enough without having to worry about all the details of securing a mortgage! These days getting a mortgage entails much more than just interest rate and amount of down payment. The variety of mortgages that are available is staggering. He often jokes with clients that he feels more like a financial planner than a mortgage lender!  

Certainly the type of mortgage that a new Florida retiree needs is substantially different from that of an up and coming executive who likely will be transferred in a few years. We've all had good and bad experiences in our personal and professional lives, which can severely impact our credit and income history. It's taking all those elements and custom fitting a loan to the client's needs that Ted finds most satisfying. 

When not running numbers for clients' loan needs, you can find Ted unwinding in one of two ways, fishing or fishing!! We've tried to suggest he give a fresh catch to each client at closing, but we can't get him to part with any of his great successes!