Tampa Bay and St. Petersburg real estate and homes for sale in Florida - Mel Coppola & Al Ware, REALTORS® Mel Coppola & Al Ware REALTORS(r) for Tampa Bay and St. Petersburg, Florida real estate - NUMBER1EXPERTS™ Mel Coppola & Al Ware NUMBER1EXPERTS(tm) for Tampa Bay and St. Petersburg, Florida real estate
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Mel Coppola & Al Ware, REALTOR®, real estate agents and broker for Tampa Bay and St. Petersburg Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 866-362-8618.


Buyers Want Your Home for as Little as Possible.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mortgage Prequalification: Tampa Bay and St. Petersburg Florida home buying, real estate listings, and homes for sale in Hillsborough                   County, FL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- How much cash you will need for closing costs. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Tampa Bay Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Making An Offer >Creative Offers

Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.

See All Tips In The "Making An Offer" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
See More Real Estate Trivia >



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Mel Coppola & Al Ware, REALTOR®, real estate agents and broker for Tampa Bay and St. Petersburg Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Mel Coppola & Al Ware
Charles Rutenberg Realty, Inc.

4702 N Lynn Ave
Tampa
FL 33603
Mel: 813-505-5251
Al: 727-415-4866
Fax: 813-964-6376
melandal@NUMBER1EXPERT.com

Mel and Al are here to help you no matter what your real estate needs are. We utilize today’s best technologies to the fullest, along with our personal knowledge and years of experience to best serve our buyers and sellers. Our goal is to make your real estate experience a pleasant one, without interruption of your daily routine. We invite you to Experience the Difference.

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